Room: Bitcoin Programs ANDREAT.

Changer.com allows you to exchange money and (crypto-)currencies instantly.

It’s easy, automatic and instant: just select the exchange direction and follow the instructions.

They have built their reputation in time through the quality of service and they are backed up with 7+ years history and thousands of testimonials.

Moreover, they established strong official partnerships. For example, they are currently ranked as #1 E-currency Exchangers by AdvCash and #2 by PerfectMoney – and they keep improving on a daily basis.

• The platform works automatically and instantly 24/7/365. It’s really the best way to exchange currency – online money transfer has never been easier!

• 100% Transparent – full cost shown upfront with no hidden fees. Plus, your fidelity is rewarded through a discount system. (see details below)

• Reliable and Secure – they take the utmost care in protecting your privacy & security and provide excellent support.

Exchange from one digital currency to another in an instant manner.

Changer invested in the most premium domain names for an ‘exchanger’ business: changer.com, exchanger.com, obmen.com (“exchange in russian”) and countless others.

Nowadays, the company is usually described as the “Bitcoin Exchanger” but it’s actually more than that as they allow to exchange instantly between all major e-currencies and crypto-currencies.

From:  Perfect Money  Perfect Money Voucher  Payeer  AdvCash  Bitcoin  Ether  Bitcoin Cash  Dogecoin  Dash  Zcash  Litecoin  Ether Classic  Augur  Golem  Lisk  Peercoin

$100 To:  Perfect Money  Perfect Money Voucher  Payeer  AdvCash  Bitcoin  Ether  Bitcoin Cash  Dogecoin  Dash  Zcash  Litecoin  Ether Classic  Augur  Golem  Lisk  Peercoin

Exchange Now

Get WidgetPowered By:

• Perfect Money
• OKPAY
• Payeer
• AdvCash
• BTC-e USD
• Bitcoin
• Litecoin
• Ether
• Ether Classic
• Dogecoin
• Lisk
• Dash
• Bytecoin
• Peercoin
• Nubits
• Clams
• Tether USD
• CounterParty
• Storjcoin X
• Monero
• Namecoin
• MaidSafeCoin

The exchange happens at the current market rate and you usually support a low fee for the transfer which is ranging from 1% to 3% depending on the currency and processor used.

That’s really low for such an awesome and efficient service and people are loving it! 🙂

Take a look at the testimonials posted by their customers. They go back to 2009 and there are thousands of testimonials to go through:

Discount System: The difference is in your pocket

A cryptocurrency exchange platform with volume discounts!

You can access the money exchange converter even without an account. But if you do create an account, however, you get access to their Discount System.That is another powerful feature which definitely makes it worth to spend a few seconds on the signup process.

The “Discount System” offers you discounts on the exchange fees starting from 5% up to 25% based on volume. The system automatically upgrades your account to a higher discount level when you reach the amount required. Obviously, only ‘completed’ orders are taken into consideration.

Discount System: the money conversion table:

Changer: the best place to exchange currency?

Start earning money by referring visitors to the exchanger!

Changer has an affiliate program – you can get rewarded for sharing this currency conversion opportunity.

Make a living from it would be hard. But if you seek for extra pocket money with no effort, plus the enjoyable feeling to share an amazing service with your audience – this may be for you! 🙂

You’ll receive 15% commission of the fees charged for all exchange orders made by your referrals (wether they have registered an account or not, you get paid!). The earnings are credited in your Changer.com account instantly and can be withdrawn right away.

Personally, I have been using Changer for 2 years and I consider it as one of the best ways to exchange currency.

Plus500 is an CFD Service. Plus500UK Ltd is authorised and regulated by the Financial Conduct Authority (FRN 509909). Plus500CY LTD is authorised and regulated by the Cyprus Securities and Exchange Commission (Licence No. 250/14). Plus500AU Pty Ltd, ACN 153 301 681, AFSL # 417727, issued by the Australian Securities and Investments Commission is authorized to issue these products to Australian residents. Derivatives issuer licence in New Zealand, FSP #. 486026 authorises us to issue these products to New Zealand residents. Plus500AU Pty Ltd, is also an authorized Financial Services Provider in South Africa, FSP 47546. You do not own or have any rights to the underlying assets. Please consider the Disclosure documents available on Plus500’s websites.

Please note that Plus500 does not accept U.S. clients. Therefore, if you are located in the United States, we suggest choosing another top rated broker.

* 80.6% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
* Plus500 is a CFDs service.
* This service is not available in all regions.

Account Types

Plus500 offers two account options, consisting of a demo account, which has no time limit and can be opened free of charge, and a live account that requires a minimum deposit of £100. Leverage for forex accounts is a maximum of 1:30.

Trading foreign exchange on margin poses a high risk level and it may not be fitting for all types of investors. The elevated degree of leverage can cause positive and negative outcomes.

Trading Software

Plus500 offers a comprehensive and easy to use proprietary trading platform and technical analysis software for their clients. The trading platform allows the trader to trade in multiple markets from the same screen and provides real time quotes for all of its products.

You can trade CFDs on Forex, commodities, cryptocurrencies, stocks, indexes, ETFs.

Besides its ease of use, the main advantage of the Plus500 trading platform consists in an all inclusive trading screen with clearly labeled tabs on top for details on past trades and current positions, as well as multiple market trading capabilities. Charting software is included with the trading platform, but charts appear individually, since the charting software does not allow for multiple graphs on the same screen.

The Plus500 trading platform comes in four different versions: a downloadable version, which can be copied to your laptop or desktop, a web-based version, which allows the trader to access the platform from any other computer, App versions for iOs, Windows and Android smartphones and also Apple Watch platform.

Scalping is not allowed according to their terms and conditions.

Deposits and Withdrawals

Funding an account at Plus500 can be accomplished through a Visa or MasterCard credit card, MoneyBookers or through a wire transfer. The fastest way to begin trading is by depositing through a Visa or MasterCard. To complete a deposit, the customer need to click on “Funds Management” -> Deposits” and follow the instruction accordingly.

Funding an account through Moneybookers is just as easy. The customer must navigate to the “Funds Management” window in the trading platform, select the Moneybookers option, and enter the Moneybookers e-mail address. A new pop up window will open where the Moneybookers transfer can be confirmed.

Deposits made to Plus500 through a wire transfer are generally straightforward but take up to ***five days** to show up in the account. For a wire transfer deposit, go to the “Funds Management” window, click on “Deposit” and choose “Wire”, then click on the “Send me Wire Details” option. Plus500 will then email the customer with the wiring details.

The Plus500 email will give the customer the details for wiring funds to their bank and also state the minimum and maximum deposit amounts allowed through a wire transfer. The minimum deposit is £100.

Due to regulation requirements, each customer is required to provide a photo ID (passport, driver’s license or other official document), before being allowed to make a withdrawal. 

This information can be sent via *the Plus500 Contact Us form or by uploading a pdf, tif, jpeg or doc type file with the upload function provided on the Plus500 trading platform. Clients should allow up to 24 hours for the files to be reviewed. If the identification document cannot be scanned, the client can photograph the ID with a digital camera or a mobile phone.

Risk disclaimer: CFDs are leveraged products and can result in the loss of your capital.

Warning: 80.6% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money

Plus500 offers email in multiple languages 24/7 as well as online chat in English and additional supported languages. If the chat isn’t active at a specific moment, then they can still be contacted via the Contact Us from. Nevertheless, they do not offer telephone support, which can be a disadvantage if the customer loses internet service or their computer crashes while trading. Please have a look at the comments below and you’ll see that they have an active customer support holding their promise to help their clients with every issue.

Safety

Plus500UK Ltd is authorised and regulated by the Financial Conduct Authority (FRN 509909). Plus500CY LTD is authorised and regulated by the Cyprus Securities and Exchange Commission (Licence No. 250/14). Plus500AU Pty Ltd, ACN 153 301 681, AFSL # 417727, issued by the Australian Securities and Investments Commission is authorized to issue these products to Australian residents. Derivatives issuer licence in New Zealand, FSP #. 486026 authorises us to issue these products to New Zealand residents. Plus500AU Pty Ltd, is also an authorized Financial Services Provider in South Africa, FSP 47546. You do not own or have any rights to the underlying assets. Please consider the Disclosure documents available on Plus500’s websites.

Plus500 Conclusion

Plus500 makes a good choice for non-U.S. traders with an easy to use trading platform which offers multi asset trading capability. New traders can take advantage of the unlimited time to use the demo account, while seasoned traders can take advantage of tight dealing spreads. Also, the Plus500 trading platform offers traders the possibility of integrating their trades in other financial markets, all on one screen.

Based in London, United Kingdom, Indacoin is a cryptocurrency exchange that lets users buy the most popular cryptocurrencies instantly. Indacoin stands out from other exchanges by offering customers the ability to buy Bitcoins in addition to 700 different cryptocurrencies using a major credit card. This provides a convenient entry point into the cryptocurrency world and makes it possible to purchase more obscure cryptocurrencies without having to first buy a major one, like Bitcoin or Ethereum. Indacoin does not require any registration to make a purchase.

While some crypto exchanges are relatively new, Indacoin already has a solid history dating to 2013. As mentioned, it is based in London. Since 2015, more than 500,000 customers have used Indacoin and appreciated its offerings. Indacoin’s location in London means that it must adhere to regulations of the United Kingdom, providing additional peace of mind for users.

Who Can Use Indacoin?

At the moment, Indacoin has support for nearly everywhere in the world. The only exception at the time of writing is the USA, as it cannot legally accept customers from there. The platform works in more than 100 different countries, making it possible for those around the world to purchase cryptocurrency with ease. To use Indacoin, you must have a Mastercard or Visa with 3D-Secure.

To assist with ease of use for those from various countries, Indacoin is available in nine different languages. Choose from Arabic, English, French, German, Italian, Portuguese, Russian, Spanish, and Turkish.

One of the convenient things about Indacoin is that you do not need to register for an account in order to purchase cryptocurrencies. Instead, you just have to select the amount you want to buy and provide such details as your crypto wallet address, card details, mobile phone number, and email.

How Do You Buy Cryptocurrency with Indacoin?

Purchasing your cryptocurrency of choice via Indacoin is incredibly simple. If you want to buy Bitcoin, select “Buy Bitcoin” from the homepage. You will then be able to choose the fiat currency you wish to pay in (USD, EUR, or RUB) and the cryptocurrency you want to purchase. All options are displayed via drop-down menus with the default options set to USD and BTC. Enter the amount of fiat currency you wish to spend, and the form will automatically fill in how much crypto you receive. Below this, you will enter your email address and crypto wallet address. Alternatively, you can create a Bitcoin wallet using Indacoin.

Follow the same steps for any cryptocurrency of your choice. There are direct links to buy major cryptocurrencies from the homepage, including Bitcoin, Ethereum, Ripple, and Bitcoin Cash. Alternatively, you can view the chart in the middle of the homepage with a master list of cryptocurrencies offered. Hover over your chosen crypto, then select “Buy.”

No matter the crypto you select, Indacoin will take you to the same page described above, but the cryptocurrency selected from the dropdown menu will vary according to whether you clicked “Buy Bitcoin,” “Buy NEO,” or “Buy” something else. In this way, you can click any “Buy” button and then adjust the cryptocurrency. Selecting the right one initially, however, allows you to view the rates in real-time. Since Indacoin supports 700 altcoins, the dropdown menu for cryptocurrencies includes a search bar so users do not need to scroll through, saving time.

Indacoin Fees

The fees related to using Indacoin vary based on multiple factors, which the platform does not readily disclose. To ensure transparency regarding fees, the Indacoin calculator you use to determine your conversion will tell you the specific quantity of cryptocurrency you receive given the fiat you spend, with fees already taken into account. As such, you specify the total amount you wish to pay for a transaction in fiat currency and the total crypto that you will receive already calculates fees, so you receive the quantity the calculator displays.

While this method is convenient for users since there is no need to calculate fees, it also allows for a lack of transparency on the end of Indacoin. Because the fees are automatically calculated into each transaction, Indacoin tends to charge very high fees compared to other exchanges. Of course, this is a common trend among any similar exchange that accepts payment via credit cards, but it is still something to keep in mind. Even so, the majority of complaints regarding Indacoin are related to its high transaction fees, with some users calculating them at 30 percent.

As an example, at the time of writing, the market price for Bitcoin was $6,685 USD. Indacoin had it listed for $8,198. That is a difference of $1,513 which you are essentially paying in fees, this is very high when compared to other exchanges such as Coinbase.

How Long Do Transactions Take?

The average transaction on Indacoin will take about 30 minutes. This time period begins after you make the order or following completion of verification in the case of the first time using a particular card.

IndaCoin Transaction Limits

Indacoin always has a minimum transaction limit of $50. The first transaction is limited to $200. Four days following the first purchase, your second transaction can have an extra $200. This increases with an additional $500 seven days after the transaction and $2,000 in 14 days. Once a month has passed since your first purchase, you no longer have a maximum limit for card purchases, provided your bank or credit card company approves the transaction.

Indacoin Verificatioon

To complete a transaction using Indacoin, you may need to verify your card by entering a four-digit code you receive in a phone call. Some users may also require video verification. This requires recording a video with your face and then uploading either a photo or scan of an official photo ID. This verification is typically required the first time you use any new card, but it will not be necessary when you use the same card again in the future.

Trading

Indacoin also has a trading area labelled Buy / Sell which allows you to trade between currencies as well as sell them for fiat currency. The trading interface is very sparse though with not a lot of information displayed apart from a simple chart and buy sell box.

What Else Can You Do with Indacoin?

In addition to buying cryptocurrency via Indacoin, you can also store more than 700 supported cryptocurrencies in a single wallet. Using the platform, you can easily send crypto to others with the same ease that you would send a message. You can also view your investment portfolio and track changes within it.

Indacoin Mobile App

Indacoin offers a mobile application for both Android and Apple users, making it possible to take advantage of the wallet and other features via your smartphone or tablet. Use the application to purchase cryptocurrencies using a debit or credit card, store cryptocurrency, send it, and manage it. This application is your key to easily sending cryptocurrency to others just via their mobile phone number. If you have frequently used addresses for Bitcoin, you can create templates for them for future convenience.

The application also lets you contact customer support via the wallet. View your transaction history or your wallet address, either as a QR code or in the traditional address format. The application is user-friendly, and Indacoin has plans for updates to enhance user-friendliness in the future.

Indacoin Reviews

Other than complaints about high fees, Indacoin tends to receive positive reviews for its intuitive interface and quick transaction time. Those who have used the platform praise it for the convenience of being able to set up a transaction without creating an account and even for the simplicity of the card verification process.

Users appreciate the relative anonymity that also comes from the lack of requirements to create an account. Theoretically, you could get a pre-paid debit card (as long as it has 3D-Secure) and a pre-paid burner phone to keep your information private, although you would still need to confirm your identity via a video and photo ID. Even so, Indacoin requires much less information than competitors.

Overall, users praise Indacoin for its straightforward platform, simplicity, and good customer support.

While fees are high, that is the case for any other platform that lets you purchase crypto using a credit card. If you have the time and do not mind additional verification, you can save a great deal of money, particularly in large purchases, by choosing a different exchange with another deposit method and lower fees. When it comes to convenience, however, Indacoin certainly provides that at competitive prices.

Indacoin Customer Support

Indacoin offers users multiple options for contacting support. You can send an email, use the live chat function for support in real-time, or call the number, which has a British country code. There is also an extensive FAQ section, which includes information regarding general queries about cryptocurrencies and those specific to Indacoin, such as accounts and transactions.

Is IndaCoin Safe?

Some security on Indacoin comes through the card verification process, which protects users from fraudsters, hackers, and card theft. Your card information will always be secure since Indacoin never receives your CCV code or the full number of your card. The full transaction goes through a secure Mastercard or Visa gateway, and Indacard only gathers the necessary information to confirm it is your card. That information is never shared without consent. Additionally, Indacoin only accepts 3D-Secure cards.

Indacoin API

Developers will appreciate that Indacoin has an API that features simple integration. Simple integration only requires basic information, or you can opt for tight integration instead, which requires more information and contacting PR via email. Additionally, the platform added the option of integration without an API or the traditional choice of using an API. Developers interested in taking advantage of the API and/or integration will find all the information they need on the page dedicated to the API. From any page on the Indacoin website, go to the “Products” dropdown menu from the main menu (right next to language choice) and select “Payment Processing API.”

Conclusion

Indacoin is a platform that allows users to purchase cryptocurrency using their credit or debit card. Its availability in nearly every country of the world and range of supported languages make it very useful. The support for 700 altcoins increases the chances that users can purchase their preferred crypto directly with a debit or credit card without having to complete an additional conversion. Indacoin only has support for buying cryptocurrencies using a card.

The built-in wallet is also useful for those who want a multicurrency wallet. Finally, the mobile platforms help with intuitive use and accessibility, both for crypto purchases and access to the wallet.

Unfortunately the fees seem exorbitant, you are paying huge amounts for the benefit of purchasing with credit card. There are better fiat on-ramps than Indacoin and for that reason we can’t recommend you use them.

TREZOR is a Bitcoin hardware wallet and launched in August 2014. It was the first Bitcoin hardware wallet, offering secure cold storage plus the ability to spend with the convenience of a hot wallet.

TREZOR is a small, key-sized device which connects to your computer with a USB cable. It stores your Bitcoin and cryptocurrency private keys offline and signs transactions. It can be safely used on a malware infected computer.

Price

Costs $99 for one, or $276 for three. You can buy with bitcoin from TREZOR’s website. To buy with a credit card or bank account you’ll have to buy from Amazon.

Here is the TREZOR compared to the other three popular hardware wallets:

	Wallet	Screen	Released	Price	Buy
	Ledger Nano S		2016	79€
	TREZOR One		2013	$99
	KeepKey		2015	$129

Security

TREZOR provides top-notch security for bitcoin, protecting against both physical and virtual theft.

TREZOR is an HD wallet where you control the private keys, so an entire wallet can be backed up with the 24 words generated on setup. The original 24-word seed is generated using RNG from the device and the computer. The seed is generated offline and displayed on the TREZOR’s screen, which ensures that the seed is never on an internet-connected device.

A PIN code is required on setup, and required for spending. After each incorrect guess the wait between guesses is raised by a power of two. Making 30 guesses would take 17 years.

You can add a passphrase to the 24-word seed for extra security, which acts as a 25th word. You must remember the passphrase because the seed without the passphrase is not enough to recover the wallet. A passphrase offers more security, but if forgotten the wallet cannot be recovered.

You can recover the entire wallet with the 24-word seed and passphrase if used, in the event that your TREZOR is lost or damaged. Recovery can be done with another TREZOR or with other wallets, like Electrum or Mycelium.

TREZOR’s screen allows you to confirm that you’re sending to the intended recipient, but this does not prevent against phishing attacks.

A full overview of how TREZOR handles security threats can be found on the Satoshi Labs website.

TREZOR’s buttons (as shown above) also make sure that a hacker couldn’t automatically send a transaction from your device. The button must be physically pressed in order to confirm each outgoing transaction.

Setup and Initialization

There are three ways to setup your TREZOR: via myTREZOR.com, the Chrome extension, and via the command line. Setup involves setting the PIN code, device name and password.

myTREZOR.com is TREZOR’s web wallet, while the Chrome extension is an app installed to your browser. The setup process on both is the same. The one difference is that setup in myTREZOR.com is online, while the Chrome extension can be used offline. If you care about your privacy, use the Chrome extension and setup offline.

Backup Seed

As mentioned earlier, you backup your TREZOR by writing down 24 words. These 24 words can then recreate your TREZOR wallet in the event your TREZOR is lost, stolen or damaged.

The TREZOR comes with paper to write down the words:

For the extra paranoid user, you may want to store your seed in a fireproof safe. Or, get something like the Billfodl.

The Billfodl is stainless steel backup solution. It allows you to store your 24 word backup seed on material that is much more resistant to fire, electricity, water and other potential dangers to your backup seed.

For example, one user had $1 million worth of cryptocurrency backed up on a seed. His house was flooded, and the water destroyed his paper backup seed. This would not have happened had the user been storing his backup seed on stainless steel like the Billfodl.

The Billfodl protects your seed from both fire and potential floods. For $80, this can be worth it depending on the amount of cryptocurrency you’re storing on your device.

Privacy

TREZOR itself offers very good privacy. Satoshi Labs has no way of tracking your actions after you receive the device because it has no serial number. All of the software is open source. No usernames or passwords are needed when using TREZOR.

Privacy is determined by the wallet used with TREZOR: Electrum, MultiBit HD, and GreenAddress on desktop, GreenBits and Mycelium on Android, and myTREZOR.com on the web.

Data can be leaked upon setup if using TREZOR’s myWallet. For a more private initialization, use the Chrome extension or the python tools to setup your device on an offline computer.

Software Wallets

Trezor is compatible with a number of wallets, including Electrum, MultiBit HD, and GreenAddress on desktop, GreenBits and Mycelium on Android, and myTREZOR.com on the web. Use the TREZOR Chrome extension to manage your device.